Effective Date: June 19, 2024
Welcome to Mortgauged. By using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree with any part of these terms, you must not use our website or services.
Acceptance of Terms
By accessing and using the Mortgauged website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
Use of Services
Eligibility:
- You must be at least 18 years old to use our services. By using Mortgauged, you represent that you are of legal age to form a binding contract.
Account Registration:
- To access certain features of our services, you may need to register an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary.
Account Security:
- You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
Mortgage Applications
Accuracy of Information:
- You agree to provide accurate and complete information when applying for a mortgage through Mortgauged. Any false or misleading information may result in the rejection of your application.
Third-Party Lenders:
- Mortgauged partners with third-party lenders to provide mortgage services. By applying for a mortgage, you authorize us to share your information with these lenders to facilitate your application.
Privacy Policy
Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms and Conditions. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.
Intellectual Property
Ownership:
- All content, features, and functionality on the Mortgauged website, including text, graphics, logos, images, and software, are the exclusive property of Mortgauged or its licensors and are protected by intellectual property laws.
Limited License:
- Mortgauged grants you a limited, non-exclusive, non-transferable, and revocable license to access and use our website and services for your personal, non-commercial use. You agree not to reproduce, distribute, modify, or create derivative works based on our content without our express written permission.
Prohibited Activities
You agree not to engage in any of the following prohibited activities:
- Using our services for any unlawful purpose or in violation of any applicable laws.
- Interfering with or disrupting the operation of our website or services.
- Attempting to gain unauthorized access to our systems or networks.
- Engaging in any activity that could harm or exploit minors.
- Impersonating any person or entity or falsely stating your affiliation with a person or entity.
Disclaimers and Limitation of Liability
Disclaimer of Warranties:
- Mortgauged provides its services “as is” and “as available” without any warranties, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability:
- To the fullest extent permitted by law, Mortgauged shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, arising out of or in connection with your use of our services.
Indemnification
You agree to indemnify, defend, and hold harmless Mortgauged and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of our services or your violation of these Terms and Conditions.
Governing Law and Dispute Resolution
Governing Law:
- These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Mortgauged is based, without regard to its conflict of law principles.
Dispute Resolution:
- Any disputes arising out of or relating to these Terms and Conditions or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in the jurisdiction in which Mortgauged is based.
Changes to These Terms
Mortgauged reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes indicates your acceptance of the revised Terms and Conditions.
Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Mortgauged
Email: support@mortgauged.com
Phone: +1 478 387 4479
Address: 123 Main Street, Anytown, USA
Thank you for choosing Mortgauged. We are committed to providing you with exceptional mortgage services and a seamless experience.